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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·138 days on market

3250 NE 179th Street

Starke, FL 32091

$312,000$207/sqftEst. $1,652/moMLS# 2144001
$1,000 below original list
4
Beds
2
Baths
1,504
Sq Ft
1952
Built
Garage
No
Pool
FEMA Zone XNo HOA2.05 acresSingle Family Residence1 story

About this home

Starke

Back on the Market! Buyer's financing fell through--no fault of the seller. Situated on 2 private acres in Bradford County just outside the Starke city limits, this updated 4-bedroom, 2-bath home offers space, comfort, and modern improvements. Major updates completed in 2021 include electrical and plumbing, septic improvements, well pump, windows, sheetrock, doors, and siding. The home also features a durable metal roof and a 2024 HVAC system. The updated kitchen boasts wood cabinetry, granite countertops, stainless steel appliances, and a deep sink. Both bathrooms have been refreshed with newer fixtures, and the fireplace adds warmth to the spacious living area. Inside you'll find a large living room, separate family room, indoor laundry, and a versatile bonus room perfect as a 4th bedroom, office, or flex space. Outside, enjoy a large pole barn, double driveway, and plenty of room to spread out on 2 beautiful acres.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,652
Estimated total, before insurance$1,652/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,516/yr · $210/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$312,000
$62,400
Loan Term
Monthly Payment
$1,652
Principal & Interest: $1,652
Insurance (est.): $208
Estimated Total Monthly
$1,860
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,069 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,516/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 17, 2026Price change$312,000$1,000
  • May 7, 2026Listed$313,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$312,000
Price / Sq Ft$207
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,504
Acres2.05 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address3250 NE 179th Street, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size89,298 sq ft
Parcel Number02154000000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionAgricultural
RoofMetal
ConstructionFiber Cement
Other StructuresBarn(s), Stable(s)
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedMay 7, 2026
Days on Market104
Tax Amount$2,516.06
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE · ericparsons@exitinspired.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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