Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Reserve at James Island, Jacksonville — a home near Atlantic Coast High School.

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Active

For Rent·34 days on market·Reserve at James Island

10961 Burnt Mill Road 1328

Jacksonville, FL 32256

$1,525/moMLS# 2160136

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Sudha Thayver · TG PROPERTY MANAGEMENT sthayver@thetgpm.com

Beds

Baths

1,355

Sq Ft

2001

Built

—

Garage

Pool

About this home

Reserve at James Island

Welcome to The Reserve at James Island! This conveniently located condo offers comfortable living with access to fantastic community amenities. Enjoy a refreshing community pool, fitness center, and basketball courts, all within a gated community. Inside, the home features a functional kitchen equipped with a refrigerator, dishwasher, stove, and microwave, along with a washer and dryer for added convenience. The spacious living area opens to a private balcony, perfect for enjoying your morning coffee or unwinding after a long day. The bedroom includes comfortable carpeting, while the bathroom offers a convenient walk-in shower. With its desirable location, convenient amenities, and easy access to everyday shopping, dining, and entertainment, this condo offers a great combination of comfort and convenience.

Cost to own

Mortgage calculator

Home Price

$1,525

Down Payment: 20%

$305

Interest Rate: 6.95%

Loan Term

Monthly Payment

Principal & Interest: $8

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$12

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$225,000	$216,686	▼ $41,500
2024	$266,500	$196,988	—
2023	$266,500	$179,080	—
2022	$185,000	$162,800	—
2021	$148,000	$148,000	—
2020	$146,000	$146,000	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.