This home is in Reserve at James Island, Jacksonville.

1 / 18

Active

For Rent·22 days on market·Reserve at James Island

10961 Burnt Mill Road 436

Jacksonville, FL 32256

$1,595/moMLS# 2153223

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Negotiator Jacksonville · FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT negotiatorjax@yahoo.com

Beds

Baths

1,283

Sq Ft

2001

Built

—

Garage

Pool

About this home

Reserve at James Island

Opportunity to rent this upgraded third floor lakefront unit in the gated & desirable Reserve at James Island development overlooking the spacious living/dining area perfect for entertaining. Wood flooring throughout. Bedrooms feature walk in closets and attached bathrooms. Newly painted wall throughout. Kitchen has been updated. Impressive amenities include indoor basketball court, club house, fitness room, outdoor pool, business center and car wash station. Ideal location close to St. Johns Town Center with restaurants and shopping. 10 Minute drive to the Beaches.

Cost to own

Mortgage calculator

Home Price

$1,595

Down Payment: 20%

$319

Interest Rate: 6.58%

Loan Term

Monthly Payment

Principal & Interest: $8

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$12

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$167,500	$167,500	▼ $39,000
2024	$206,500	$173,695	—
2023	$206,500	$157,905	—
2022	$181,000	$143,550	—
2021	$130,500	$130,500	—
2020	$124,000	$124,000	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.