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Active

Active·7 days on market

2271 Willow Glen Lane

Green Cove Springs, FL 32043

$330,000$150/sqftEst. $1,695/moMLS# 2159658

Beds

Baths

2,206

Sq Ft

2023

Built

Garage

Pool

About this home

Green Cove Springs

Space, functionality, and great community amenities come together at 2271 Willow Glen Lane! This 4-bedroom, 2.5-bath Cross Creek North home offers over 2,200 sq. ft. with an open-concept main floor connecting the kitchen, dining, and living areas--perfect for everyday living and entertaining. The kitchen features stainless steel appliances, a large island, tile backsplash, and walk-in pantry. Upstairs you'll find all 4 bedrooms plus a conveniently located laundry room. The spacious primary suite features TWO walk-in closets and a private bath. Outside, enjoy a fully fenced backyard with plenty of room to relax, play, or entertain, plus a 4x8 storage shed. Additional features include a 2-car garage and front yard resodded in 2025. Cross Creek residents enjoy TWO pools, a splash pad, fitness center, clubhouse, playground, pickleball courts, dog park, and trailer storage. Plenty of space inside, plenty to enjoy outside--come see this one for yourself!

Cost to own

Mortgage calculator

Home Price

$330,000

Down Payment: 20%

$66,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,695

Principal & Interest: $1,695

Property taxes (est.): $506

Insurance (est.): $220

Estimated Total Monthly

$2,421

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,695

Property taxesest. at asking price, Clay County$506

HOAbilled annually$8

Estimated total, before insurance$2,209/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,486/yr · $624/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$313,061	$262,339	—
2024	$317,065	$267,065	—
2023	$45,000	$45,000	—
2022	$13,000	$13,000	—

2025 property taxes (current owner): $7,486/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2026Active$330,000
Aug 10, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$330,000

Price / Sq Ft$150

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,206

Acres0.16 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryRideout

MiddleLake Asbury

HighClay

Community Information

Address2271 Willow Glen Lane, Green Cove Springs, FL 32043

Area162-Russell Landing/Penney Farms

SubdivisionCross Creek

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size6,969.6 sq ft

Parcel Number46052601030100675

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, RV/Boat Storage, Storage

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

Spa FeaturesCommunity