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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Pending

Pending·57 days on market

6440 Manhattan Drive

Jacksonville, FL 32219

$127,000$85/sqftEst. $678/moMLS# 2158540
3
Beds
2
Baths
1,492
Sq Ft
1979
Built
—
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

As IS

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$678
Property taxesest. at asking price, Duval County$207
Estimated total, before insurance$885/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,217/yr · $268/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$127,000
$25,400
Loan Term
Monthly Payment
$678
Principal & Interest: $678
Property taxes (est.): $207
Insurance (est.): $85
Estimated Total Monthly
$970
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,217/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 4, 2026Listed$127,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$127,000
Price / Sq Ft$85
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,492
Acres0.23 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address6440 Manhattan Drive, Jacksonville, FL 32219
Area075-Trout River/College Park/Ribault Manor
SubdivisionLincoln Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size10,018.8 sq ft
Parcel Number0410740010

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingCarport

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 4, 2026
Days on Market1
Tax Amount$3,217.2
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY & CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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