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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Pending

Pending·58 days on market

6720 Rhode Island Drive E

Jacksonville, FL 32209

$85,000$61/sqftEst. $454/moMLS# 2158352
3
Beds
2
Baths
1,402
Sq Ft
1964
Built
—
Garage
Yes
Pool
FEMA Zone AENo HOA7,405 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**HIGHEST & BEST OFFERS DUE BY 5PM ON 8/8/2026**POTENTIAL! POTENTIAL! Bright and spacious this 3 bedroom, 2 full bath concrete block and brick home features tile and vinyl throughout, 3 generous sized bedrooms and inground pool. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. Seller will not pay for or provide survey. Power is off and will not be turned on for inspections. This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially exists. Please see attachments for offer instructions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$454
Property taxesest. at asking price, Duval County$139
Estimated total, before insurance$593/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,575/yr · $298/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$85,000
$17,000
Loan Term
Monthly Payment
$454
Principal & Interest: $454
Property taxes (est.): $139
Insurance (est.): $57
Estimated Total Monthly
$649
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,575/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 13, 2026Pending$85,000
  • Aug 3, 2026Listed$85,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$85,000
Price / Sq Ft$61
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,402
Acres0.17 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address6720 Rhode Island Drive E, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionLincoln Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size7,405.2 sq ft
Parcel Number0408340000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAssigned

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1

Additional Information

Date ListedAugust 3, 2026
Days on Market10
Tax Amount$3,575.18
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALFA REALTORS CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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