Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Belleza, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

Active·2 days on market·Belleza

400 Timberwalk Court 1328

Ponte Vedra Beach, FL 32082

$340,000$258/sqftEst. $1,734/moMLS# 2158188

Beds

Baths

1,320

Sq Ft

1997

Built

—

Garage

Pool

About this home

Belleza

Spectacular, Spectacular! Location, Location! Amazing amenities (see photos)! This rare LOFT condominium is under 1 mile to Publix & JTB, under 2 miles to the beach. Soaring ceilings enhance spaciousness and style. This end unit has no neighbor above + plenty of parking. Loft currently serves as an office/could be a 3rd sleeping area. Screened porch overlooks lake + fountain and faces east, away from the afternoon sun. Plantation shutters, custom cabinets with rollouts, stainless appliances, pantry, laundry (washer/dryer incl.) + a storage room off the front balcony. 2024 HVAC! The tv hides the wood-burning fireplace. Both bathrooms have nice updates: a walk-in shower in the primary and a whirlpool tub (Ahhhhh) in the other! Seller says that Belleza ''is the best-managed condo on the island.'' The amenities are impressive and include pool, clubhouse, fitness, basketball, tennis, pickeball, a dog park and a car washing area! This lifestyle is amazing, moments to J Turner Butler Blvd.!

Cost to own

Mortgage calculator

Home Price

$340,000

Down Payment: 20%

$68,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,734

Principal & Interest: $1,734

Property taxes (est.): $452

Insurance (est.): $227

Estimated Total Monthly

$2,413

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,734

Property taxesest. at asking price, St. Johns County$452

HOAbilled monthly$562

Estimated total, before insurance$2,748/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Listed$340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$340,000

Price / Sq Ft$258

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,320

Year Built1997

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesSoutheast

School Information

HighPonte Vedra

Community Information

Address400 Timberwalk Court 1328, Ponte Vedra Beach, FL 32082

Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd

SubdivisionBelleza At Ponte Vedra Condo

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0510881328

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGated

ViewPond

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LaundryElectric Dryer Hookup, In Unit, Washer Hookup