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Active

Active·7 days on market

11315 SE US Highway 301

Hawthorne, FL 32640

$2,100,000$391/sqftEst. $10,830/moMLS# 2157628

Beds

Baths

5,364

Sq Ft

2013

Built

Garage

Pool

About this home

Hawthorne

Lakefront Estate with Private Canal, Boat Launch & Acreage. A rare opportunity to own a private lakefront estate spanning approximately 22.6 acres, offering an exceptional combination of water access, privacy, and long-term potential--a property shaped by its history and ready for its next chapter. The property features approximately 450+ feet of lake frontage along Lake Jeffords, along with a private canal providing direct access to the lake. The canal includes one of only two private boat launches on Lake Jeffords, as well as a covered boat lift and dock--an increasingly rare and valuable amenity. The primary residence, built in 2013, offers approximately 5,364 square feet of heated living area and is thoughtfully designed to capture sweeping lake views. The interior showcases a dramatic two-story great room with a stone fireplace, an elegant spiral staircase, and a well-appointed kitchen featuring granite countertops, stainless steel appliances, double oven, and

Cost to own

Mortgage calculator

Home Price

$2,100,000

Down Payment: 20%

$420,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$10,830

Principal & Interest: $10,830

Insurance (est.): $1,400

Estimated Total Monthly

$12,230

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$10,830

Estimated total, before insurance$10,830/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,502/yr · $875/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,502/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,425 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Listed$2,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,100,000

Price / Sq Ft$391

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage5,364

Acres22.63 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryChester Shell

MiddleHawthorne

HighHawthorne

Community Information

Address11315 SE US Highway 301, Hawthorne, FL 32640

Area732-Hawthorne-South Of SR-20

SubdivisionHawthorne

CityHawthorne

CountyAlachua

StateFL

Zip Code32640

Lot Size985,762.8 sq ft

Parcel Number19992-004-000

Amenities

UtilitiesElectricity Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingDetached, Garage

ViewCanal, Lake

Waterfront TypeCanal Front, Lake Front

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

SecuritySecurity Gate, Security System Owned