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Active

Active·28 days on market

9559 SE State Road 100

Starke, FL 32091

$169,900$150/sqftEst. $873/moMLS# 2156901
2
Beds
2
Baths
1,132
Sq Ft
1940
Built
Garage
No
Pool

About this home

Starke

Well maintained 1940's bungalow on one acre just outside the city limits of Starke. Home has been updated and includes two bedrooms and 2 full baths, one with subway tile and bench. Kitchen features wood cabinetry and breakfast bar. Wood fired stove in the living room. Inside laundry room with sink and loads of cabinets, and the washer and dryer are included. Large screened porch on the back of the house overlooks the stocked pond with dock. Water and electric are run all the way to the back of the property, making it easy to water your garden. A detached workshop and a shed with porch overlooking the pond are also included. Fruit trees and flowering plants all around. Country living close to town, come take a look.

Cost to own

Mortgage calculator

$169,900
$33,980
Loan Term
Monthly Payment
$873
Principal & Interest: $873
Insurance (est.): $113
Estimated Total Monthly
$986
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$873
Estimated total, before insurance$873/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$750/yr · $63/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $750/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,483 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 14, 2026Active$169,900
  • Aug 10, 2026Active Under Contract$169,900
  • Jul 30, 2026Price change$169,900$5,100
  • Jul 24, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$169,900
Price / Sq Ft$150
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,132
Acres1.11 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address9559 SE State Road 100, Starke, FL 32091
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size48,351.6 sq ft
Lot Dimensions108 x 447
Parcel Number04645000000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric, Split System
FireplaceYes
# of Fireplaces1
Fireplace FeaturesFree Standing, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Porch, Rear Porch, Screened, Side Porch
FencingOther
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedJuly 24, 2026
Days on Market21
Tax Amount$750.37
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN DREAM OF NORTHEAST FLORIDA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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