Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 38
Active

Active·174 days on market

124 Idlewood Acres Lane

Pomona Park, FL 32181

$189,900$135/sqftEst. $1,039/moMLS# 2139882
↓ $10,099 below original list
3
Beds
2
Baths
1,404
Sq Ft
2004
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.57 acresMobile Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Pomona Park

Charming and well-maintained home nestled on a beautifully treed 0.57-acre lot in a quiet Pomona Park neighborhood. In 2024, the home was updated with a new metal roof, appliances, vinyl skirting, new front deck, and a newly re-screened back porch area. Enjoy cooking on the beautiful gas stove and relaxing in the peaceful surroundings. Property also includes a metal shed with attached carport and plenty of room for outdoor living, gardening, or storing your toys. Located just minutes from Dunns Creek State Park, where you can enjoy picnic areas, floating docks perfect for kayaking, and easy access for boaters to pull up and relax under shaded trees. From the park, Dunns Creek leads to the St Johns River and beautiful Lake Crescent. A perfect blend of comfort, updates, and Old Florida lifestyle. Do not miss this one call today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,039
Estimated total, before insurance$1,039/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,804/yr · $150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$1,039
Principal & Interest: $1,039
Insurance (est.): $127
Estimated Total Monthly
$1,166
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,000 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,804/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Price change$189,900−$10,099
  • Apr 14, 2026Listed$199,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$189,900
Price / Sq Ft$135
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,404
Acres0.57 acres
Year Built2004
TypeResidential
Sub-TypeMobile Home
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-Burney
MiddleCrescent City
HighCrescent City

Community Information

Address124 Idlewood Acres Lane, Pomona Park, FL 32181
Area581-Satsuma/Hoot Owl Ridge
SubdivisionMetes & Bounds
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size24,829.2 sq ft
Parcel Number191127000000020470

Amenities

UtilitiesElectricity Connected, Sewer Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchDeck, Porch, Screened
RoofMetal

Additional Information

Date ListedApril 14, 2026
Days on Market154
Tax Amount$1,803.99
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DUCK REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines