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Active

Active·16 days on market

14157 Glen Farms Drive

Glen St. Mary, FL 32040

$1,220,000$391/sqftEst. $6,220/moMLS# 2156306
5
Beds
2
Baths
3,124
Sq Ft
2019
Built
4
Garage
No
Pool

About this home

Glen St. Mary

Welcome to this custom-built estate on 14.72 private acres in the gated Farms at Glen Plantation community. Built in 2019 with 13-inch brick-over-block construction, this 3,124 sq ft home offers 4 bedrooms, 2.5 baths, and a versatile office/5th bedroom. A warm foyer opens to a great room with custom cabinetry and a gas fireplace, flowing into an open kitchen with a granite island, bar seating, 40-inch cabinetry, and double ovens. The owner's suite features double closets and a spa bath with a soaking tub, separate shower, and granite dual vanities. Upgrades include 10-ft ceilings, 8-ft doors, low-E windows, 5/8-inch drywall, two HVAC systems, and abundant electrical. Outside, a 40x60 detached building with water and power offers four garage bays (three 10x10, one 8x8) with chain-driven doors, plus a framed 1,050 sq ft apartment ready to finish - ideal for guests, a home office, or rental income. Rare craftsmanship, acreage, and bonus space, minutes from I-10 in Baker County.

Cost to own

Mortgage calculator

$1,220,000
$244,000
Loan Term
Monthly Payment
$6,220
Principal & Interest: $6,220
Insurance (est.): $813
Estimated Total Monthly
$7,034
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,220
HOAbilled annually$67
Estimated total, before insurance$6,287/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,961/yr · $497/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,961/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Listed$1,220,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,220,000
Price / Sq Ft$391
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,124
Acres14.72 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address14157 Glen Farms Drive, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionFarms At Glen Plantation
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size641,203.2 sq ft
Parcel Number112S21020600000050

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Detached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchFront Porch, Porch, Rear Porch
FencingOther
RoofShingle
ConstructionBrick
Other StructuresBarn(s)
Road FrontagePrivate Road

Additional Information

Date ListedJuly 21, 2026
Days on Market10
HOA Fees$800 / Annually
HOA FrequencyAnnually
Tax Amount$5,961.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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