This home is in Jacksonville.

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Active Under Contract

Active Under Contract·13 days on market

1248 Brookwood Bluff Road E

Jacksonville, FL 32225

$264,900$261/sqftEst. $1,351/moMLS# 2155581

Beds

Baths

1,015

Sq Ft

2002

Built

Garage

Pool

About this home

Jacksonville

Fantastic home for first time homebuyers or an ideal investment as a rental property! This 2 bedroom 2 bathroom has a NEW ROOF, Updated Kitchen with granite counter tops, shining crystal backsplash, two pantries, and a top of the line stainless steel appliance package. Cooling HVAC system with an updated thermostat. The main suite has vaulted ceilings, a walk in closet and a beautiful bathroom with a garden tub! The spacious living room features a fireplace and this home has wood flooring throughout! Situated on a HUGE corner lot with a white Vinyl fence for extra privacy. Enjoy a TWO CAR GARAGE with a wide driveway. Quaint neighborhood within walking distance to an A Rated elementary school. Only 8 miles from the Jacksonville Beaches and 10 minutes from the St. Johns Town Center. Quick closing available. Call or text Donna to take your tour today!

Cost to own

Mortgage calculator

Home Price

$264,900

Down Payment: 20%

$52,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,351

Principal & Interest: $1,351

Property taxes (est.): $433

Insurance (est.): $177

Estimated Total Monthly

$1,960

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,351

Property taxesest. at asking price, Duval County$433

HOAbilled annually$16

Estimated total, before insurance$1,799/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,603 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History