Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Jul 15, 2026·0 days on market

3653 Luxor Way

Middleburg, FL 32068

$239,990sold priceListed at $239,990 · 100% of asking$171/sqftMLS# 2155451
3
Beds
2.5
Baths
1,406
Sq Ft
2026
Built
1
Garage
No
Pool
HOA $150/mo1,742 sqft lotTownhouse2 storiesNew construction

About this home

Middleburg

Brand new, energy-efficient home available NOW! The Ellis offers 1,406 sq. ft. across two stories with 3 bedrooms, 2.5 baths, and a 1-car garage. Enjoy an open-concept main floor with a spacious great room, dining area, and patio, plus a private primary suite and convenient upstairs laundry. Experience new homes in Middleburg, FL priced from the mid-$200s, where modern townhome living meets resort-style amenities. Enjoy a cabana and pool, playground, and dog park in a vibrant community designed for connection. Each home features advanced energy-efficient construction, saving you money while providing comfort and sustainability for years to come. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Clay County$368
HOAbilled monthly$150
Estimated total, before insurance$1,847/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,990
$47,998
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $368
Insurance (est.): $160
Estimated Total Monthly
$1,857
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 15, 2026Listed$239,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3629 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$249,990$1783/2.51,406430
3746 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$309,990$1713/2.51,813520
3786 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$293,000$1833/2.51,598100
3645 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$255,000$1813/2.51,406320
3641 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$244,990$1743/2.51,4061050
3633 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$263,990$1783/2.51,482410

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,990
Price / Sq Ft$171
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,406
Acres0.04 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryTynes
MiddleOakleaf Jr High

Community Information

Address3653 Luxor Way, Middleburg, FL 32068
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionDistrict at Oakleaf Village
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size1,742.4 sq ft
Parcel Number17-04-25-007947-011-53

Amenities

AmenitiesPark, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryUpper Level

Exterior

FencingOther
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 15, 2026
Days on Market0
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines