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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·25 days on market

315 Daytona Avenue

Daytona Beach, FL 32117

$369,492$221/sqftEst. $1,905/moMLS# 2155267
3
Beds
2
Baths
1,675
Sq Ft
1927
Built
Garage
No
Pool

About this home

Daytona Beach

Spanish Inspired Charm Meets Endless Possibilities. Step into a home that simply can't be duplicated. Nestled beneath mature oaks in the heart of Holly Hill, this rare Spanish-style residence blends timeless architectural character with the flexibility today's buyers are searching for. From the moment you arrive, the iconic arched entry, white stucco exterior, and inviting courtyard set the stage for something truly special. Inside, soaring wood ceilings, rich original hardwood floors, abundant natural light, and a stunning wood-burning fireplace create warmth and character rarely found in today's homes. Every room feels welcoming, blending historic charm with modern comfort. The thoughtfully updated kitchen offers clean, contemporary finishes while preserving the home's authentic personality, making it ideal for both everyday living and entertaining. What truly sets this property apart is the private detached guest cottage tucked behind the main residence.

Cost to own

Mortgage calculator

$369,492
$73,898
Loan Term
Monthly Payment
$1,905
Principal & Interest: $1,905
Insurance (est.): $246
Estimated Total Monthly
$2,152
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,905
Estimated total, before insurance$1,905/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

25 property taxes (current owner): $4,512/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0027677 - Holly Hill, City of · Public water (record)

County records show this parcel on central sewer served by FL0027677 - Holly Hill, City of — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Price change$369,492$10,408
  • Jul 14, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,492
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,675
Total Structure Area1,675 sq ft
Acres0.17 acres
Year Built1927
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Spanish
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address315 Daytona Avenue, Daytona Beach, FL 32117
Area018-Volusia North Beach
SubdivisionShore Acres Overlook
CityDaytona Beach
CountyVolusia
StateFL
Zip Code32117
Lot Size7,200.47 sq ft
Lot Dimensions50 x 144
Parcel Number5337-34-03-0120
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 14, 2026
Days on Market17
Tax Amount$4,512.38
Tax Year25
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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