This home is in St. Augustine.

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418 Honeycomb Trail

St. Augustine, FL 32095

$425,500$235/sqftEst. $2,265/moMLS# 2155215

Beds

Baths

1,810

Sq Ft

2023

Built

Garage

Pool

About this home

St. Augustine

What truly sets this home apart is the heated and cooled garage--perfectly designed for use as a workshop, hobby space, or additional living flexibility. While the home itself offers 1,810 sq. ft. of beautifully upgraded new construction, the conditioned garage provides even more functional space to meet your needs. Additional highlights include a fully fenced backyard for privacy and convenience, as well as installed gutters for long-term protection and maintenance. New refrigerator, stove and dishwasher. This property combines the benefits of new construction with thoughtful improvements you won't find elsewhere.

Cost to own

Mortgage calculator

Home Price

$425,500

Down Payment: 20%

$85,100

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,265

Principal & Interest: $2,265

Est. Taxes & Insurance: $566

Estimated Total Monthly

$2,831

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,265

Property taxesest. at asking price, St. Johns County$566

HOAbilled annually$83

Estimated total, before insurance$2,914/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History