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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near St. Augustine High School.

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Active

Active·44 days on market

790 Honeycomb Trail

St. Augustine, FL 32095

$429,900$207/sqftEst. $2,212/moMLS# 2153201
4
Beds
3
Baths
2,077
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

St. Augustine

Live the Florida lifestyle in this beautifully upgraded 4BR/3BA home built in 2022 with nearly 2,100 sq ft on a private wooded preserve lot in a quiet cul-de-sac. The spacious backyard offers plenty of room for your dream pool and outdoor entertaining area. Inside, enjoy an open floor plan with elegant 2'x1' tile flooring, fresh carpet in bedrooms, granite countertops, a large kitchen island, upgraded suede-colored cabinets, and stainless-steel appliances. The split-bedroom design features a private guest suite with its own bath. Relax on the covered front porch or screened patio overlooking peaceful preserve views. Fresh sod enhances curb appeal, and you're just minutes from beaches, shopping, dining, and historic St. Augustine. Plus, a transferable 10-year warranty provides added peace of mind.

Cost to own

Mortgage calculator

$429,900
$85,980
Loan Term
Monthly Payment
$2,212
Principal & Interest: $2,212
Property taxes (est.): $572
Insurance (est.): $287
Estimated Total Monthly
$3,071
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,212
Property taxesest. at asking price, St. Johns County$572
HOAbilled quarterly$100
Estimated total, before insurance$2,884/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,231/yr · $436/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $407,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$362,036$362,036
2024$376,352$376,352
2023$388,588$388,588
2022$78,400$66,000
2021$60,000$60,000

2025 property taxes (current owner): $5,231/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 13, 2026Price change$429,900$20,000
  • Jul 6, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,900
Price / Sq Ft$207
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,077
Acres0.23 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPalencia
MiddleSebastian

Community Information

Address790 Honeycomb Trail, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionVerano Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size10,018.8 sq ft
Parcel Number0745210640
ZoningResidential

Amenities

AmenitiesDog Park, Maintenance Grounds, Park
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market18
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,230.6
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Option, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORTH FLORIDA REAL ESTATE PARTNERS INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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