2916 Stonegate Lane

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Last sold: $305,700 in April 2023(county public record, not MLS data)

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

• Sep 14, 2026Price change$324,000−$1,000
• Sep 2, 2026Active$325,000
• Aug 31, 2026Active Under Contract$325,000
• Aug 29, 2026Price change$325,000−$2,000
• Aug 23, 2026Price change$327,000−$3,000
• Aug 2, 2026Price change$330,000−$5,000
• Jul 24, 2026Price change$335,000−$4,000
• Jul 11, 2026Active$339,000
• Jul 7, 2026Listed$339,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  3212 Carlotta Road

  Middleburg, FL 32068

  3 bd · 2 ba · 1,868 sq ft

  $325,000Est. $1,730/mo

  Welcome home to this charming 3-bedroom, 2-bath property offering plenty of space and flexibility for everyday living…

  Listing Office: dual state real estate inc

• 

  For Sale

  3505 Steelgate Court

  Middleburg, FL 32068

  4 bd · 2 ba · 1,868 sq ft

  $314,000Est. $1,671/mo

  Beautifully updated 4 bedroom, 2 bath lakefront home featuring 1,868 sq ft, a NEW ROOF, NEW LVP flooring, NEW carpet,…

  Listing Office: coldwell banker vanguard realty

• 

  Pending

  1817 Hearth Street

  Middleburg, FL 32068

  3 bd · 2 ba · 1,528 sq ft

  $300,000Est. $1,597/mo

  This Charmer has been refreshed and is ready for you to make it a home. On 1/3 of an acre, the large fenced in yard has…

  Listing Office: momentum realty

• 

  For Sale

  3374 Talisman Drive

  Middleburg, FL 32068

  4 bd · 2 ba · 1,219 sq ft

  $265,000Est. $1,410/mo

  Move-in ready and packed with updates, this charming 4-bedroom, 2-bath home in the desirable Coppergate community is…

  Listing Office: watson realty corp

• 

  Under Contract

  3083 Zeyno Drive

  Middleburg, FL 32068

  3 bd · 2.5 ba · 1,896 sq ft

  $260,000Est. $1,384/mo

  Listing Office: momentum realty

  in Retreat
• 

  For Sale

  2156 Windward Cay Lane

  Middleburg, FL 32068

  3 bd · 2.5 ba · 1,707 sq ft

  $259,900Est. $1,383/mo

  Listing Office: coldwell banker vanguard realty

  in Longbay