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Active

Active·9 days on market

1956 Pioneer Trail

New Smyrna Beach, FL 32168

$369,900$321/sqftEst. $1,969/moMLS# 2153920

Beds

Baths

1,153

Sq Ft

1939

Built

Garage

Pool

About this home

New Smyrna Beach

0.50-acre lot with NO HOA and plenty of room for your boat, RV, or additional vehicles. Located just minutes from New Smyrna Beach, shopping, dining, and I-95, this move-in-ready home combines modern updates with coastal convenience. Recent improvements include a new roof (2025), energy-efficient windows (2025), tankless water heater (2025), luxury vinyl plank flooring, quartz countertops, stainless steel appliances, updated bathrooms, fresh interior and exterior paint, new lighting, ceiling fans, and smart thermostat. The detached garage offers endless possibilities as a workshop, home gym, studio, or additional storage. Enjoy the oversized driveway, mature oak trees, and private backyard with room for a pool. Whether you're looking for a primary residence, vacation home, or investment property, this beautifully updated home is ready for its next owner.

Cost to own

Mortgage calculator

Home Price

$369,900

Down Payment: 20%

$73,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,868

Principal & Interest: $1,868

Est. Taxes & Insurance: $467

Estimated Total Monthly

$2,336

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Estimated total, before insurance$1,969/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,118/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~938 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 6, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,900

Price / Sq Ft$321

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,153

Acres0.50 acres

Year Built1939

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryRead-Patillo

MiddleNew Smyrna Beach

HighNew Smyrna Beach

Community Information

Address1956 Pioneer Trail, New Smyrna Beach, FL 32168

Area626-Volusia County South-Beach

SubdivisionNot Validd

CityNew Smyrna Beach

CountyVolusia

StateFL

Zip Code32168

Lot Size21,780 sq ft

Parcel Number731305000010

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Circular Driveway, Garage, RV Access/Parking

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air

FlooringLaminate, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityEntry Phone/Intercom, Security System Owned