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Active

Active·102 days on market

633 S Delaware Avenue

DeLand, FL 32720

$325,000$165/sqftEst. $1,721/moMLS# 2150018
3
Beds
2.5
Baths
1,965
Sq Ft
1984
Built
Garage
No
Pool
FEMA Zone XNo HOA14,810 sqft lotSingle Family Residence2 stories

About this home

DeLand

Every detail of this DeLand home has been carefully chosen to create a warm, comfortable, and inviting living space. Set on a large lot, this property offers room to spread out both inside and outside, with generous natural light throughout the home. Large windows in every room bring in beautiful light and create an open, airy feel from the moment you walk in. The spacious sunroom adds valuable living space and gives the home a flexible second gathering area, perfect for morning coffee, reading, entertaining, a playroom, hobby space, or simply enjoying the view of the yard. The oversized lot provides plenty of outdoor potential, whether you want space for gardening, storage, pets, play, or future improvements. The seller is also willing to include several useful items with the sale, including the washer, dryer, TV cabinet, dining table, baby grand piano, deep freezer, and two outdoor storage units. Located in DeLand, this home offers a rare combination of charm, space, natural light

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,721
Estimated total, before insurance$1,721/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,721
Principal & Interest: $1,721
Insurance (est.): $217
Estimated Total Monthly
$1,938
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from Deland Utilities per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $466/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 11, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$165
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,965
Acres0.34 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryEdith I Starke
MiddleSouthwestern
HighDeland

Community Information

Address633 S Delaware Avenue, DeLand, FL 32720
Area993-Out Of Area-South
SubdivisionNot Validd
CityDeLand
CountyVolusia
StateFL
Zip Code32720
Lot Size14,810.4 sq ft
Parcel Number701740030150
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingShared Driveway

Interior

AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJune 11, 2026
Days on Market12
Tax Amount$466.39
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE · geoffreyalanthomas@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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