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Active

Active·35 days on market

633 S Delaware Avenue

DeLand, FL 32720

$325,000$165/sqftEst. $1,730/moMLS# 2150018

Beds

Baths

1,965

Sq Ft

1984

Built

—

Garage

Pool

About this home

DeLand

Every detail of this DeLand home has been carefully chosen to create a warm, comfortable, and inviting living space. Set on a large lot, this property offers room to spread out both inside and outside, with generous natural light throughout the home. Large windows in every room bring in beautiful light and create an open, airy feel from the moment you walk in. The spacious sunroom adds valuable living space and gives the home a flexible second gathering area, perfect for morning coffee, reading, entertaining, a playroom, hobby space, or simply enjoying the view of the yard. The oversized lot provides plenty of outdoor potential, whether you want space for gardening, storage, pets, play, or future improvements. The seller is also willing to include several useful items with the sale, including the washer, dryer, TV cabinet, dining table, baby grand piano, deep freezer, and two outdoor storage units. Located in DeLand, this home offers a rare combination of charm, space, natural light

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,642

Principal & Interest: $1,642

Est. Taxes & Insurance: $410

Estimated Total Monthly

$2,052

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,730

Estimated total, before insurance$1,730/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $466/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · Deland Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History