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Active

Active·5 days on market

1523 Blue Heron Court

Fleming Island, FL 32003

$430,000$223/sqftEst. $2,289/moMLS# 2153778

Beds

Baths

1,931

Sq Ft

1997

Built

Garage

Pool

About this home

Fleming Island

Beautifully updated 4BR/2BA home offering 1,998 SF in the highly sought-after gated community of Pace Island! Move-in ready with wood flooring, fresh interior paint, a cozy fireplace, and stylish upgrades throughout. The kitchen features granite countertops, brand-new stainless steel appliances, a new range hood, and a stunning ceiling height designer tile backsplash. Additional updates include a new primary vanity, new plumbing fixtures, new ceiling fans in every room, updated lighting in the kitchen, breakfast area, dining room, and bathrooms, plus new exterior carriage lights. HVAC replaced in 2023. Enjoy the privacy of a fully fenced backyard. Pace Island offers 24-hour gated security, two pools, tennis and pickleball courts, walking trails, a clubhouse, playgrounds, and a private dock on Doctor's Lake. Convenient to top-rated Clay County schools, shopping, dining, and Jacksonville.

Cost to own

Mortgage calculator

Home Price

$430,000

Down Payment: 20%

$86,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,172

Principal & Interest: $2,172

Est. Taxes & Insurance: $543

Estimated Total Monthly

$2,715

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,289

Property taxesest. at asking price, Clay County$659

HOAbilled monthly$200

Estimated total, before insurance$3,148/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$332,900	$322,900	—
2024	$328,799	$318,799	—
2023	$327,921	$317,921	—
2022	$277,299	$221,799	—
2021	$233,918	$109,893	—
2020	$227,014	$102,686	—

property taxes (current owner): $5,282/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,405 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$430,000

Price / Sq Ft$223

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,931

Total Structure Area2,580 sq ft

Acres0.18 acres

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPaterson

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1523 Blue Heron Court, Fleming Island, FL 32003

Area122-Fleming Island-NW

SubdivisionPace Island

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size7,623 sq ft

Parcel Number28042601319600907

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Gated, Jogging Path, Park, Playground

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringWood

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup

SecuritySecurity Gate