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Active

Active·102 days on market

27418 W Third Avenue

Hilliard, FL 32046

$250,000$167/sqftEst. $1,385/moMLS# 2153182

Beds

Baths

1,500

Sq Ft

2026

Built

—

Garage

Pool

FEMA Zone XNo HOAManufactured Home1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

This Champion home is a winner with tons of upgrades & close to schools & park across the street. Seller will help with BUYER'S CLOSING COSTS UP TO $10,000.00 for full price offer & must use seller 's preferred lender. Home has a GR & DR plus big kitchen with island & lots of cabinets & stainless appliances including side by side Refrigerator & microwave plus smooth top range & D/W. Flooring is upgraded vinyl wood look through out. Three spacious BRs all with walk in closets & master suite has double vanities & big shower with wooden bench & glass enclosure. Yard is nice size & easy to handle with not much work. Home comes with a one year warranty.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385

Property taxesest. at asking price, Nassau County$345

Estimated total, before insurance$1,730/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$250,000

Down Payment: 20%

$50,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,385

Principal & Interest: $1,385

Property taxes (est.): $345

Insurance (est.): $167

Estimated Total Monthly

$1,897

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0043079 - Town of Hilliard WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0043079 - Town of Hilliard WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,625 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 30, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $167/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
37204 W Third (Includes Adjacent Lot) Street, Hilliard, FL 32046Listed by EXP REALTY LLC	Jun 2026	$300,000	$178	3/2	1,690	47	0.4
27550 W First Avenue, Hilliard, FL 32046Listed by PIER 21 REALTY LLC	May 2025	$269,000	$200	3/2	1,344	197	0.4
27193 W 14th Avenue, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC	Aug 2026	$305,000	$270	3/2	1,128	7	0.8
37103 Southern Glen Way, Hilliard, FL 32046Listed by RE/MAX BLUE COAST	Apr 2025	$265,000	$210	3/2	1,264	21	1.2
37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC	Jun 2026	$292,900	$235	3/2	1,249	25	1.5
37247 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC	Jun 2026	$295,900	$237	3/2	1,247	99	1.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000

Price / Sq Ft$167

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,500

Year Built2026

TypeResidential

Sub-TypeManufactured Home

StyleTraditional

Property ConditionUnder Construction

StatusActive

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryHilliard

MiddleHilliard

HighHilliard

Community Information

Address27418 W Third Avenue, Hilliard, FL 32046

Area491-Hillard

SubdivisionHilliard Terrace

CityHilliard

CountyNassau

StateFL

Zip Code32046

Lot Dimensions75' x 125'

Parcel Number08-3N-24-2380-0140-0160

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch

RoofShingle

ConstructionVinyl Siding

Additional Information

Date ListedJune 30, 2026

Days on Market66

Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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