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Sold

Sold·Closed Apr 23, 2025·21 days on market

37103 Southern Glen Way

Hilliard, FL 32046

$265,000sold priceListed at $265,000 · 100% of asking$210/sqftMLS# 2071718
3
Beds
2
Baths
1,264
Sq Ft
2005
Built
2
Garage
No
Pool
No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Hilliard

Freshly painted, some new appliances, new HVAC 2024 and a NEW ROOF in January 2025! Split bedroom plan with great room seen from pass through from kitchen at the sink. Kitchen has a pantry and small eat-in area. Separate laundry room and 2 car garage. Sliding glass doors lead to a fenced back yard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, Nassau County$366
Estimated total, before insurance$1,834/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,861/yr · $238/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $366
Insurance (est.): $177
Estimated Total Monthly
$2,010
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,861/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 21, 2025Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
27550 W First Avenue, Hilliard, FL 32046Listed by PIER 21 REALTY LLCMay 2025$269,000$2003/21,3441971.4
27193 W 14th Avenue, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$305,000$2703/21,12872
37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$292,900$2353/21,249252.1
37247 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$295,900$2373/21,247992.1
37397 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCAug 2026$345,900$2253/21,536492.2
37123 Marshall Lane, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYAug 2026$305,000$1893/2.51,618382.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$210
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,264
Acres0.21 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address37103 Southern Glen Way, Hilliard, FL 32046
Area491-Hillard
SubdivisionSouthern Glen
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size9,147.6 sq ft
Parcel Number163N24198500080000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Pantry, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchPatio
FencingBack Yard, Privacy
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 21, 2025
Days on Market21
Tax Amount$2,861.22
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX BLUE COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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