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Sold

Sold·Closed Aug 12, 2026·19 days on market

3949 Heavenside Court

Orange Park, FL 32073

$435,000sold priceListed at $450,000 · 96.7% of asking$197/sqftMLS# 2153083
4
Beds
2
Baths
2,205
Sq Ft
1998
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $13/mo14,810 sqft lotSingle Family Residence1 story

About this home

Orange Park

Home Qualifies for 100% financing, no PMI.Make a splash this summer in this beautifully freshly painted renovated 4-bedroom, 2-bath pool home, ideally situated on the largest lot in the neighborhood at the end of a quiet cul-de-sac. Just 5 minutes from Oakleaf Town Center, you'll enjoy convenient access to shopping, dining, and entertainment. Inside, you'll find brand-new luxury vinyl plank flooring throughout and a kitchen featuring new stainless steel appliances. Major updates including the roof, new exterior stucco, all windows, exterior doors, HVAC system, and water heater,all replaced within the last seven years, provide added peace of mind. Step outside to your private backyard retreat with a sparkling pool and plenty of space to entertain, relax, or play. This move-in-ready home offers the perfect combination of comfort, convenience, and outdoor living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, Clay County$667
HOAbilled annually$13
Estimated total, before insurance$3,089/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,170/yr · $181/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $667
Insurance (est.): $290
Estimated Total Monthly
$3,366
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$331,001$108,235—
2024$327,351$104,337—
2023$326,626$99,697—
2022$297,381$95,192—
2021$228,556$90,818—
2020$211,695$88,805—

2025 property taxes (current owner): $2,170/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$450,000
  • Jul 20, 2026Active Under Contract$450,000
  • Jun 30, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634810.2
473 Thornberry Road, Orange Park, FL 32073Listed by JOSEPH WALTER REALTY LLCSep 2026$261,864$1533/21,708360.3
700 Scarlet View Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$305,000$1813/21,681290.3
3195 Stonebrier Ridge Drive, Orange Park, FL 32065Listed by CENTURY 21 LIGHTHOUSE REALTYAug 2026$410,000$1894/22,172170.3
3412 Deerfield Pointe Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$323,340$2053/21,576200.6
736 Bellshire Drive, Orange Park, FL 32065Listed by REAL BROKER LLCAug 2026$298,000$1684/21,770230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$204
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,205
Acres0.34 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryArgyle
MiddleOakleaf Jr High

Community Information

Address3949 Heavenside Court, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionSweet Briar
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size14,810.4 sq ft
Parcel Number04042500786600731
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionStucco

Additional Information

Date ListedJune 30, 2026
Days on Market19
HOA Fees$155 / Annually
HOA FrequencyAnnually
HOA NameSweetBriar Homeowners
Tax Amount$2,170.18
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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