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Sold

Sold·Closed Aug 7, 2026·9 days on market

1074 Front Street 84

Welaka, FL 32193

$145,000sold priceListed at $149,000 · 97.3% of asking$292/sqftMLS# 2152783
1
Beds
1
Baths
497
Sq Ft
1995
Built
—
Garage
No
Pool
FEMA Zone XHOA $104/mo2,178 sqft lotManufactured Home1 story

About this home

Welaka

Retirement or Vacation Retreat in Lazy Days Camp Resort Community located on St. Johns River in Welaka, FL! A wonderful deeded lot, HOA community with Park Model & RV Homes. With Lazy Days limited availability this Park Model offers you the opportunity to own a full-time residence, 2nd home or investment property without breaking the bank. Oversized lot, extended carport & ample concrete parking. Washer & Dryer included. Spacious 1/1 Park Model with remodeled bath offering walk-in shower. Make your own upgrades or enjoy as it is. Furniture remains. No community rental restrictions. Amenities include: Pool, Clubhouse, Screen Room, Coin Laundry, Bathhouse/Restrooms, Small Marina, Fish Cleaning Station with Observation Dock. Boat & Trailer Storage upon availability. Catch & Release Ponds. This is a single family residence that you own the dirt. No lot rent to contend with. HOA $1250. annually. 2025 Homestead Taxes $676, Public Water/Sewer $71 month. FPL Electric.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
HOAbilled annually$104
Estimated total, before insurance$907/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$677/yr · $56/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Insurance (est.): $97
Estimated Total Monthly
$900
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $677/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$149,000
  • Jul 17, 2026Pending$149,000
  • Jun 28, 2026Listed$149,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $406/sq ft; this home is listed at $300/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
191 Sportsman Drive, Welaka, FL 32193Listed by ENDLESS SUMMER REALTYApr 2026$260,000$4061/1640331.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,000
Price / Sq Ft$300
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage497
Acres0.05 acres
Year Built1995
TypeResidential
Sub-TypeManufactured Home
StyleOther
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address1074 Front Street 84, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionLazy Days
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size2,178 sq ft
Parcel Number401226511703200840

Amenities

AmenitiesPool, Clubhouse, Laundry, Maintenance Grounds, Marina
Community FeaturesStreet Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
RoofMetal
ConstructionVinyl Siding
Road SurfaceConcrete

Additional Information

Date ListedJune 28, 2026
Days on Market9
HOA Fees$1,250 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$676.57
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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