Pending·42 days on market
24390 NE 127th Ave Avenue
Fort McCoy, FL 32134
About this home
Fort McCoy
This charming 3-bedroom, 2-bath home sits on a spacious 1.01-acre lot, offering plenty of room to enjoy country living while staying close to popular water recreation areas. Ideal for first-time homebuyers, weekend getaways, or those looking to downsize. The home features both a covered front and back porch, perfect for relaxing and enjoying the peaceful surroundings. Recent updates include a new roof installed in 2021 for added peace of mind. An electrical hookup in the backyard provides convenient charging for an RV or boat, making it easy to accommodate all your outdoor toys. Discover affordable Florida living just minutes from some of the area's most sought-after outdoor destinations, including Silver Springs, Silver Glen, Juniper Run, Alexander Springs, and Lake George. Whether you enjoy boating, kayaking, fishing, swimming, or exploring nature, adventure is right around the corner. Don't miss this opportunity to own an affordable home with acreage, modern updates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,453 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $868,431 | $498,137 | — |
| 2025 | $27,150 | $27,150 | — |
| 2024 | $840,828 | $483,391 | — |
| 2024 | $27,150 | $27,150 | — |
| 2023 | $837,762 | $467,855 | — |
| 2023 | $27,150 | $27,150 | — |
| 2022 | $784,529 | $452,772 | — |
| 2022 | $27,150 | $26,939 | — |
| 2021 | $566,251 | $438,128 | — |
| 2021 | $27,150 | $24,490 | — |
| 2020 | $578,944 | $431,389 | — |
| 2020 | $27,150 | $22,264 | ▼ $5,250 |
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 11, 2026Pending$155,000
- Jul 23, 2026Price change$155,000−$25,000
- Jun 24, 2026Listed$180,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY · Parhamsells@gmail.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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