Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·62 days on market

7233 Calamint Avenue

Jacksonville, FL 32219

$375,000$163/sqftEst. $1,928/moMLS# 2151902

Beds

Baths

2,297

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

Seller's FHA mortgage at 5% may be assumable for qualified buyers making this a rare opportunity. Or $2,500 Lender credit with preferred lender for traditional purchase. Some homes check boxes. This one changes your life. Nestled on a quiet cul-de-sac with serene waterfront views, this Lennar Tivoli in NW Jax's most walkable community is the one you've been waiting for. Sidewalk-lined streets, peaceful surroundings, and easy access to shopping and everyday conveniences, the neighborhood does the living for you. At 2,297sqft, the open-concept layout was designed for gathering: a spacious great room, a gourmet kitchen with quartz counters, an oversized island, and a sunny breakfast nook, plus a separate dining room for more formal occasions. Tile and luxury vinyl flooring throughout. The covered and screened in lanai brings the outdoors in, with peaceful pond views as your backdrop.

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,928

Principal & Interest: $1,928

Property taxes (est.): $612

Insurance (est.): $250

Estimated Total Monthly

$2,790

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,928

Property taxesest. at asking price, Duval County$612

HOAbilled quarterly$78

Estimated total, before insurance$2,618/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,010/yr · $334/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $380,200 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$316,032	$195,204	—
2024	$316,609	$188,996	—
2023	$306,087	$182,035	—

2025 property taxes (current owner): $4,010/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 26, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$163

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,297

Acres0.23 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesNorthwest

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address7233 Calamint Avenue, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionHighland Chase

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size10,018.8 sq ft

Parcel Number0028992910

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesElectric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)