Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Active

Active·59 days on market

175 Laterra Links Circle 201

St. Augustine, FL 32092

$529,990$190/sqftEst. $2,722/moMLS# 2151646

Beds

Baths

2,783

Sq Ft

2011

Built

Garage

Pool

About this home

St. Augustine

Low-maintenance, resort-style living in Laterra Links, located within the desirable King & Bear golf community of World Golf Village in St. Augustine! This spacious 3BR/3 FULL BA end unit condo offers 2,783 sq ft and a private elevator, all within a gated neighborhood with manned security. The open floor plan features a generous, spacious interior. Step outside to the tranquil lanai where a new sunscreen and mature landscaping provide shade, exclusivity and an inviting sense of serenity. High end luxurious finishes, concrete construction and additional sound proofing enhance privacy and a peaceful lifestyle. HOA's COVER WATER, SEWER, LANDSCAPING, TERMITE BOND, MAINTENANCE OF ROOF & ALL AMENITIES IN KING & BEAR & LATERRA LINKS. Owners only expense is electricity and HO Insurance! Exceptionally well maintained in a pet-free, smoke-free environment, showing minimal wear & tear. Upgrades include: *Dishwasher, disposal & elevator tune up (2026) *Washer/dryer and Lanai sunscreen (2025)

Cost to own

Mortgage calculator

Home Price

$529,990

Down Payment: 20%

$105,998

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,722

Principal & Interest: $2,722

Property taxes (est.): $705

Insurance (est.): $353

Estimated Total Monthly

$3,780

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,722

Property taxesest. at asking price, St. Johns County$705

HOAbilled quarterly$217

Estimated total, before insurance$3,644/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,149/yr · $512/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$498,000	$419,786	—
2024	$524,000	$407,248	—
2023	$500,340	$393,930	—
2022	$431,000	$381,000	—
2021	$415,000	$415,000	—
2020	$425,000	$425,000	—

2025 property taxes (current owner): $6,149/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Price change$529,990−$9,910
Jun 25, 2026Listed$539,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$529,990

Price / Sq Ft$190

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,783

Year Built2011

TypeResidential

Sub-TypeCondominium

StyleSpanish, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address175 Laterra Links Circle 201, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Links Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2880013803

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Management - Off Site, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Elevator, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LaundryIn Unit, Sink

Security24 Hour Security, Smoke Detector(s)

Spa FeaturesCommunity