Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 111
Active

Active·101 days on market

169 Aspen Way

Palm Coast, FL 32137

$829,500$354/sqftEst. $4,428/moMLS# 2150824
Open house Sun, Sep 27 · 12:00 pm–2:00 pm
3
Beds
2
Baths
2,341
Sq Ft
2019
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $405/moWaterfrontSingle Family Residence1 story

About this home

Palm Coast

Welcome to 169 Aspen Way in the Exclusive ''Conservatory'' Better than New! Pool and Lake front! back on market at no seller fault ,buyers home did not sell. take advantage and go see!This custom built home by Saltwater home builders in 2019 has upgrades galore and unparalleled attention to detail that shines throughout this beautiful home. The open floor plan & Gourmet Kitchen makes entertaining a breeze! This home is built on a premium lot with green golf course & lake views, which make for a true upscale Florida setting. The covered Lanai and Saltwater heated spool/pool make you feel like you're on a permanent vacation in the Tropics. Over 1400 sq/ft of covered lanai and screened pool area adds a lot of living space you would not have anyplace else but Fla. The front entry double bay extra deep garage allows ample room for large SUVs, trucks, etc. Don't miss the stairs in the garage, which have amazing open storage!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$4,428
HOAbilled annually$405
Estimated total, before insurance$4,833/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$829,500
$165,900
Loan Term
Monthly Payment
$4,428
Principal & Interest: $4,428
Insurance (est.): $553
Estimated Total Monthly
$4,981
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · Palm Coast - building count > 0 within city limits

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:15 AM, sunset 7:17 PM.

  • A comfortable compromise lot: real pool sun without the western afternoon heat.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Jun 16, 2026Listed$829,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$829,500
Price / Sq Ft$354
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,341
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Spanish
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesHeated
Is WaterfrontYes
Direction FacesNorthwest

Community Information

Address169 Aspen Way, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionConservatory At Hammock Beach
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number4210303210000002520

Amenities

UtilitiesCable Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Patio / PorchPatio, Porch, Screened
FencingBack Yard
RoofTile
ConstructionConcrete

Additional Information

Date ListedJune 16, 2026
Days on Market100
HOA Fees$4,856.04 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/27/2026

12:00 pm - 2:00 pm