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Active·25 days on market

12175 Guyton Court

Jacksonville, FL 32224

$475,000$227/sqftEst. $2,528/moMLS# 2150758

Beds

Baths

2,097

Sq Ft

1999

Built

Garage

Pool

About this home

Jacksonville

Welcome to 12175 Guyton Ct, a beautifully maintained single-story home in the desirable 32224 Southside/Beach area. This 4-bedroom, 2-bathroom residence offers approximately 2,100 square feet of comfortable living space with an inviting open floor plan perfect for modern living and entertaining. Spacious Open Floor Plan with formal living and dining areas, a family room, and an eat-in kitchen with breakfast bar Updated Flooring: New luxury vinyl plank flooring throughout the entryway and bedrooms, complemented by durable tile in the main living areas.Primary Suite with separate shower and garden tub Large Private Cul-de-Sac Lot featuring brand new fencing for privacy and security. Outdoor Living at Its Best: Expansive covered paver patio on the rear of the home overlooking a wide, deep backyard -- ideal for a future swimming pool and creating your own private oasis Additional highlights: 2-car garage, inside laundry, and thoughtful layout. Schedule your showing today. More Photos soon

Cost to own

Mortgage calculator

Home Price

$475,000

Down Payment: 20%

$95,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,399

Principal & Interest: $2,399

Est. Taxes & Insurance: $600

Estimated Total Monthly

$2,999

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528

Property taxesest. at asking price, Duval County$776

HOAbilled annually$24

Estimated total, before insurance$3,328/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$398,643	$390,463	—
2024	$399,785	$354,967	—
2023	$378,702	$322,698	—
2022	$330,613	$293,362	—
2021	$266,693	$266,693	—
2020	$252,636	$252,636	—

2025 property taxes (current owner): $7,345/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Membrane — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History