Active·89 days on market
1662 Pinecrest Drive
Fleming Island, FL 32003
About this home
Fleming Island
Wonderfully designed golf course home in Eagle Harbor. Built by Sid Higginbotham, this home has the desired set up: 4/3, with 3 bedrooms/ 2 baths down, and one bedroom and full bath upstairs. Open concept, large sliders and windows soaking in the wonderful views of the 10th green. Oversized 2 car garage, with room (and side door) for a golf cart. Newer roof (2018), AC (2020), and exterior paint (2026). Homesite has room for a future pool/ backyard oasis. Ring camera at front door does not convey.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,479 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $483,755 | $224,390 | — |
| 2024 | $469,411 | $217,218 | — |
| 2023 | $459,714 | $209,290 | — |
| 2022 | $396,679 | $206,093 | — |
| 2021 | $317,555 | $198,620 | — |
| 2020 | $308,302 | $195,181 | — |
2025 property taxes (current owner): $4,694/yr
Estimated taxes if purchased at asking price: ~$11,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 28, 2026Price change$625,000−$20,000
- Jun 26, 2026Listed$645,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EAST WEST REALTY · kjones@eastwestrealty.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Eagle Harbor
For Sale2489 Country Side DriveFleming Island, FL 32003
4 bd · 3.5 ba · 3,464 sq ft
$629,900Est. $3,353/moNestled on a rare preserve lot in the highly sought-after Black Creek at Eagle Harbor, this impeccably maintained…
Listing Office: watson realty corp
Pending1716 Secluded Woods WayFleming Island, FL 32003
5 bd · 4 ba · 2,984 sq ft
$650,000Est. $3,460/moNEW Price on this sparkling pool home in the heart of Eagle Harbor! Tucked away on a quiet cul-de-sac, this immaculate…
Listing Office: coldwell banker vanguard realty
For Sale1745 Fiddlers Ridge DriveFleming Island, FL 32003
4 bd · 2 ba · 2,310 sq ft
$590,000Est. $3,140/moPOOL • WATERFALL • Welcome to this beautiful 4 bed 2 bath, 2,310sq ft one-story brick home in highly sought-after Eagle…
Listing Office: hamilton house real estate group, llc
For Sale1735 Walton Lake CourtFleming Island, FL 32003
4 bd · 3.5 ba · 2,694 sq ft
$584,000Est. $3,108/moWelcome to resort-style living in the highly sought-after Eagle Harbor community of Fleming Island! Tucked away on a…
Listing Office: re/max specialists pv
Keep looking
Similar homes in Fleming Island
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines