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Active Under Contract

Active Under Contract·32 days on market

127 Riverside Trail

Satsuma, FL 32189

$164,500$181/sqftEst. $876/moMLS# 2150554
2
Beds
2
Baths
910
Sq Ft
2026
Built
—
Garage
No
Pool

About this home

Satsuma

Brand New 2-Bedroom Home on an Elevated Corner Lot Looking for an affordable, low-maintenance way to step into homeownership? This brand-new 2-bedroom, 2-bathroom home is situated on an elevated corner lot, offering a nice, open view of the surrounding area and a solid foundation for your future. Key Property Features: Outdoor Space: Enjoy functional outdoor living with large front and back decks, giving you plenty of room for a grill, patio chairs, and outdoor relaxing.The property also features a durable asphalt milling driveway, providing a solid, dust-free parking area for your vehicles. Modern & Fresh: The kitchen comes equipped with brand-new stainless steel appliances, complementing a clean, contemporary layout that also features a glass shower enclosure in the bathroom. Low-Maintenance Exterior: Designed for easy upkeep with durable metal skirting and a brand-new white vinyl privacy fence enclosing the yard.

Cost to own

Mortgage calculator

$164,500
$32,900
Loan Term
Monthly Payment
$831
Principal & Interest: $831
Est. Taxes & Insurance: $208
Estimated Total Monthly
$1,039
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$876
Estimated total, before insurance$876/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $609/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,618 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 14, 2026Listed$164,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$164,500
Price / Sq Ft$181
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage910
Acres0.24 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address127 Riverside Trail, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size10,454.4 sq ft
Parcel Number111126824406500140

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot
Patio / PorchDeck
FencingVinyl
RoofShingle

Additional Information

Date ListedJune 14, 2026
Days on Market17
Tax Amount$609.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

More homes in St Johns Riverside Ests M

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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