This home is in Wingfield Glen, St. Augustine.

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Active

Active·45 days on market·Wingfield Glen

939 Churchhill Lane

St. Augustine, FL 32092

$399,999$254/sqftEst. $2,039/moMLS# 2150387

Beds

Baths

1,572

Sq Ft

2004

Built

Garage

Pool

About this home

Wingfield Glen

Move-in ready and beautifully updated, this ranch-style home offers the perfect blend of comfort, style, and convenience in sought-after St. Johns County! Designed for easy single-level living, the thoughtfully curated open floor plan is filled with natural light and enhanced by fresh interior paint and updated flooring throughout. The renovated kitchen features modern soft-close cabinetry, sleek Quartz countertops, and newer appliances, while the updated bathrooms showcase contemporary finishes and stylish soft-closing barn doors. Smart home features include Govee color-changing LED lighting, adding both functionality and ambiance. Major improvements provide peace of mind, including a roof just 2 years old, water heater approximately 18 months old, and recently installed gutters. Step outside to a spacious fenced backyard with endless possibilities for entertaining, play, gardening, or future expansion. Located in a serene community with low HOA fees and no CDD fees, residents enjoy

Cost to own

Mortgage calculator

Home Price

$399,999

Down Payment: 20%

$80,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,039

Principal & Interest: $2,039

Property taxes (est.): $532

Insurance (est.): $267

Estimated Total Monthly

$2,838

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,039

Property taxesest. at asking price, St. Johns County$532

HOAbilled annually$40

Estimated total, before insurance$2,612/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,159/yr · $347/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$283,971	$283,971	—
2024	$283,040	$90,474	—
2023	$293,207	$86,383	—
2022	$277,455	$82,411	—
2021	$189,289	$78,554	—
2020	$170,346	$76,779	—

2025 property taxes (current owner): $4,159/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 12, 2026Listed$399,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,999

Price / Sq Ft$254

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,572

Acres0.14 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLiberty Pines Academy

MiddleFruit Cove

HighBeachside

Community Information

Address939 Churchhill Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionWingfield Glen

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,098.4 sq ft

Parcel Number0264460690

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator

HeatingHeat Pump

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch

FencingFenced, Back Yard

RoofShingle

ConstructionBrick, Stucco, Vinyl Siding

Road SurfaceAsphalt

Additional Information

Date ListedJune 12, 2026

Days on Market37

HOA Fees$479 / Annually

HOA FrequencyAnnually

HOA NameWingfield Glen Homeowners Association, Inc.

Tax Amount$4,158.71

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About Wingfield Glen

Wingfield Glen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Wingfield Glen homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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