Active·98 days on market
101 Yacht Club Point
Green Cove Springs, FL 32043
About this home
Green Cove Springs
**PRIVATE BOAT SLIP**METAL ROOF**NO FLOOD ZONE**1ST FLOOR PRIMARY SUITE** Why wait for new construction when you can move right into this gorgeous, immaculately maintained 5 bed/4 bath home with a **LENDER RATE BUY DOWN AVAILABLE!** Perfectly positioned along the Saint Johns River inside a GATED COMMUNITY, you'll enjoy stunning RIVER VIEWS from your front yard and a tranquil pond view out back. Built for peace of mind, this property features a 50 YEAR METAL ROOF and an elegant paver driveway. Inside, an abundance of natural light fills a desirable SPLIT BEDROOM FLOOR PLAN, highlighting the beautiful LVP flooring throughout the main living areas. The gourmet kitchen showcases stylish white shaker cabinets, granite countertops, and stainless steel appliances. Unwind in the 1st floor primary suite, or take advantage of the massive 32x25 4 CAR TANDEM GARAGE - ideal for cars, golf carts, & boat storage, along with a LARGE ATTIC offering tons of storage. Step outside to relax on the paver
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:17 AM, sunset 7:19 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $660,069 | $478,163 | — |
| 2024 | $611,981 | $463,980 | — |
| 2023 | $523,000 | $449,010 | ▼ $96,636 |
| 2022 | $75,000 | $75,000 | — |
| 2021 | $60,000 | $60,000 | — |
| 2020 | $60,000 | $60,000 | — |
2025 property taxes (current owner): $9,250/yr
Estimated taxes if purchased at asking price: ~$11,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 10, 2026Price change$644,900−$4,100
- Aug 27, 2026Price change$649,000−$500
- Aug 11, 2026Price change$649,500−$400
- Jul 30, 2026Price change$649,900−$15,000
- Jul 15, 2026Price change$664,900−$10,000
- Jul 7, 2026Price change$674,900−$100
- Jun 19, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines