This home is in Bartram Ranch, St. Johns.

1 / 105

Active

Active·45 days on market·Bartram Ranch

26 Hillendale Circle

St. Johns, FL 32259

$1,010,000$304/sqftEst. $5,150/moMLS# 2150228

Beds

Baths

3,320

Sq Ft

2022

Built

Garage

Yes

Pool

About this home

Bartram Ranch

ASSUMABLE LOAN W/ NAVY FEDERAL CREDIT UNION AT 4.5%, LOAN BALANCE IS $788,000. YOU DO NOT NEED TO BE VA TO ASSUME. Welcome to one of Bartram Ranch's finest homes - an exceptional pet-free, 5-bedroom, 3.5-bath residence offering over 3,320 square feet of thoughtfully designed luxury living, complemented by a spectacular outdoor sanctuary that seamlessly blends elegance, comfort, and resort-style amenities. From the moment you step inside, you'll be captivated by the soaring 10-foot ceilings, expansive open-concept design, and upscale finishes throughout. The chef-inspired kitchen is the heart of the home, featuring stunning quartz countertops, upgraded cabinetry w/ soft-close doors, design finishes, a custom walk-in pantry, and an oversized island that overlooks the spacious family room - perfect for entertaining or everyday living. The owner's retreat is a private sanctuary, tucked away on the main level and thoughtfully separated from the secondary bedrooms.

Cost to own

Mortgage calculator

Home Price

$1,010,000

Down Payment: 20%

$202,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,150

Principal & Interest: $5,150

Property taxes (est.): $1,344

Insurance (est.): $673

Estimated Total Monthly

$7,167

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,150

Property taxesest. at asking price, St. Johns County$1,344

HOAbilled quarterly$141

Estimated total, before insurance$6,634/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $925,300 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$775,797	$0	—
2024	$769,934	$0	—
2023	$672,164	$0	—
2022	$112,000	$82,500	—
2021	$75,000	$75,000	—

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 9, 2026Price change$1,010,000−$15,000
Jun 12, 2026Listed$1,025,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,010,000

Price / Sq Ft$304

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,320

Acres0.34 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced, Heated, Salt Water

Is WaterfrontNo

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address26 Hillendale Circle, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionBartram Ranch

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size14,810.4 sq ft

Parcel Number0006901460

ZoningSingle Family

Amenities

AmenitiesPool, Dog Park, Maintenance Grounds

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Heated