This home is in Jacksonville — a home near Atlantic Coast High School.
Active·52 days on market
10458 Big Tree Circle E
Jacksonville, FL 32257
About this home
Jacksonville
Welcome Home! OPEN HOUSE THIS SUNDAY 12-3 p.m. Gorgeous and private town house development in the heart of Mandarin with community swimming pool and Boat/RV parking area included in HOA. Excellent location near highways, grocery stores, shopping and places of worship. This renovated unit with 2 large bedrooms and 2.5 bathrooms, plus an additional bonus room in the main floor. Wow!!! 4 sliding doors brings more natural light to your home! Discover gorgeous spacious kitchen with granite counter tops, white cabinets, stainless steel appliances. Center island with tray seating, a lot of closet space! Must see this clean, meticulously maintained home!! HOA includes exterior, landscaping maintenance and community pool. This home is professionally cleaned inside and out, move in ready!!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $268,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $225,367 | $225,367 | — |
| 2024 | $226,505 | $226,505 | — |
| 2023 | $232,754 | $154,904 | — |
| 2022 | $198,936 | $148,936 | — |
| 2021 | $120,544 | $25,000 | ▲ $4,000 |
| 2020 | $112,881 | $25,000 | ▲ $7,423 |
2025 property taxes (current owner): $4,351/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~982 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 28, 2026Price change$263,754−$5,000
- Jul 22, 2026Price change$268,754−$16
- Jun 12, 2026Listed$268,770
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines