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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Duncan U. Fletcher High School.

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Active Under Contract

Active Under Contract·55 days on market

2638 Stern Drive N

Jacksonville, FL 32233

$2,800/moMLS# 2149605

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

DEB BAILEY DUNCKEL, REALTOR · PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC deb@pvpvrealty.com
3
Beds
2
Baths
1,200
Sq Ft
1980
Built
1
Garage
No
Pool

About this home

Jacksonville

Live the beach lifestyle in this beautifully updated 3-bedroom, 2-bath home in an unbeatable location just off A1A! Only minutes from the ocean, Hanna Park, and Mayport Fishing Village with public boat launch access, this home offers the perfect blend of convenience and coastal charm. Inside, you'll find an open-concept layout featuring a spacious living area with stunning wood-look plank tile flooring. The updated kitchen boasts a seamless view of the main living space--perfect for entertaining. A large bonus room provides flexible space for a 4th bedroom, game room, or home office. Additional highlights include indoor laundry, ample storage, and a huge fenced backyard complete with a fire pit and plenty of room for RV or boat parking. Enjoy outdoor living and summer gatherings in your private backyard retreat. This move-in ready home is a rare opportunity to live near the beach at an exceptional price point--schedule your showing!

Cost to own

Mortgage calculator

$2,800
$560
Loan Term
Monthly Payment
$14
Principal & Interest: $14
Property taxes (est.): $5
Insurance (est.): $2
Estimated Total Monthly
$21
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,929$180,075
2024$294,005$174,293
2023$250,029$167,761
2022$211,419$161,419
2021$178,680$159,051
2020$144,592$144,592

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$2,800
Price / Sq Ft$2
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,200
Acres0.16 acres
Year Built1980
TypeResidential Lease
Sub-TypeSingle Family Residence
StyleCottage
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMayport
MiddleMayport

Community Information

Address2638 Stern Drive N, Jacksonville, FL 32233
Area242-Mayport
SubdivisionSchooners Bay
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size6,969.6 sq ft
Parcel Number1688910356

Amenities

UtilitiesCable Available
ParkingAdditional Parking, Attached, Garage, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Patio / PorchFront Porch, Porch
FencingFenced, Back Yard

Additional Information

Date ListedJune 9, 2026
Days on Market30
55+ CommunityNo

Listing Courtesy of: PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

DEB BAILEY DUNCKEL, REALTOR

PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC

deb@pvpvrealty.com

When you’re ready to buy, come back — Krista would love to help you find your home.

20+ years · 500+ closings · NE Florida

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