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Sold

Sold·Closed Jul 28, 2026·22 days on market

823 Iken Street

Middleburg, FL 32068

$284,990sold priceListed at $284,990 · 100% of asking$178/sqftMLS# 2149586
3
Beds
2.5
Baths
1,598
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $150/mo2,178 sqft lotTownhouse2 stories

About this home

Middleburg

Where style meets smart living, discover a new way to feel at home at the District at Oakleaf. Designed for the way you live today, these homes feature spray foam insulation and a Clean Air Home system for lasting comfort and efficiency. At the center, a spacious kitchen island flows effortlessly into the main living area--perfect for gathering, relaxing, and entertaining. Thoughtful finishes include Whirlpool stainless steel appliances, washer and dryer, blinds, quartz or granite countertops, and 42-inch upper cabinets. Stay connected with a smart home package offering front door camera, keyless entry, and thermostat control from your phone. Enjoy resort-style amenities including a cabana and pool (coming soon), play area, and a dog park. Ideally located near NAS Jax with easy access to Oakleaf Town Center for shopping, dining, and entertainment. No CDD fees.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
HOAbilled monthly$150
Estimated total, before insurance$2,165/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$284,990
$56,998
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 29, 2026Closed$284,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3794 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$289,990$1813/2.51,5981320
3766 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$298,490$1873/2.51,598520
3778 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$309,990$1713/2.51,8131390
3629 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$249,990$1783/2.51,406430.1
3746 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$309,990$1713/2.51,813520.1
3632 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$259,990$1753/2.51,482900.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,990
Price / Sq Ft$178
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,598
Acres0.05 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address823 Iken Street, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionDistrict at Oakleaf Village
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size2,178 sq ft
Parcel Number17042500794700905

Amenities

AmenitiesDog Park, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryUpper Level

Exterior

FencingOther
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJune 9, 2026
Days on Market22
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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