Sold·Closed Jul 13, 2026·139 days on market
3778 Cairo Way
Middleburg, FL 32068
About this home
Middleburg
Townhomes now selling in Middleburg, FL at The District at Oakleaf! Each home includes spray foam insulation and a whole home clean air system for comfort and efficiency. Interiors offer Whirlpool stainless steel appliances, washer and dryer, blinds, quartz or granite countertops, and 42-inch upper cabinets. Smart home features include a front door camera, smart lock, and thermostat all easily controlled from your phone. Enjoy open floorplans with spacious kitchen islands and great rooms designed for everyday living. Community amenities coming soon--include resort-style cabana and pool, play area, and a dog park. Easy access to Oakleaf Town Center for shopping, dining, and entertainment. Quick drive to NAS Jax. No CDD fees.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 14, 2026Closed$304,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3794 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $289,990 | $181 | 3/2.5 | 1,598 | 132 | 0 |
| 3766 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $298,490 | $187 | 3/2.5 | 1,598 | 52 | 0 |
| 823 Iken Street, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Jul 2026 | $284,990 | $178 | 3/2.5 | 1,598 | 22 | 0 |
| 3632 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $259,990 | $175 | 3/2.5 | 1,482 | 90 | 0.1 |
| 3629 Luxor Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $249,990 | $178 | 3/2.5 | 1,406 | 43 | 0.2 |
| 3746 Cairo Way, Middleburg, FL 32068Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $309,990 | $171 | 3/2.5 | 1,813 | 52 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in District at Oakleaf Village
For Sale3747 Cairo WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,813 sq ft
$310,990Est. $1,655/moStep into a fresh take on living better--now selling new homes in the District at Oakleaf. Thoughtfully designed with…
Listing Office: meritage homes of florida realty
Pending3782 Cairo WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,598 sq ft
$282,990Est. $1,506/moWhere style meets smart living, discover a new way to feel at home at the District at Oakleaf. Designed for the way you…
Listing Office: meritage homes of florida realty
For Sale3750 Cairo WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,603 sq ft
$279,990Est. $1,490/moThis brand-new, energy-efficient townhome is perfectly positioned JUST 8 MINUTES from Oakleaf Town Center! ! Spanning…
Listing Office: realty one group elevate
For Sale3790 Cairo Way WayMiddleburg, FL 32068
3 bd · 2.5 ba · 1,598 sq ft
$274,990Est. $1,464/moStep into a fresh take on living better--now selling new homes in the District at Oakleaf. Thoughtfully designed with…
Listing Office: meritage homes of florida realty
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines