Active·51 days on market
29 Royal Oak Drive
Palm Coast, FL 32164
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
MOVE-IN READY 3-BEDROOM, 2-BATH HOME WITH 368-SQ-FT ENCLOSED FLORIDA ROOM! Welcome to this beautifully maintained concrete block home in desirable Royal Palm, Palm Coast. Built in 2000, this home features new laminate flooring throughout, a NEW 2026 HVAC system, 2019 roof, hurricane impact windows and 2020 water heater. The spacious 23' x 16' enclosed Florida room adds 368 sq ft of versatile living space—perfect for entertaining, relaxing or enjoying year-round Florida living. The large, fully fenced backyard provides plenty of room for pets, children, gardening or future outdoor living. Additional features include a 2-car garage, full gutter system, solar attic fan and 10' x 12' storage shed. Conveniently located near shopping, dining, parks, schools, golf, medical facilities and Palm Coast beaches. A great opportunity for a move-in ready Palm Coast home with major updates, extra living space and a private backyard!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,802 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,337/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 5, 2026Price change$284,900−$5,100
- Jul 26, 2026Price change$290,000−$5,000
- Jun 18, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $237,500 | $159 | 4/2 | 1,497 | 10 | 0.1 |
| 5 White Hall Drive, Palm Coast, FL 32164Listed by EXP REALTY LLC | Oct 2026 | $244,000 | $196 | 3/2 | 1,247 | 6 | 0.6 |
| 7 Windsor Terrace, Palm Coast, FL 32164Listed by NAVY TO NAVY HOMES LLC | Jun 2026 | $265,000 | $192 | 3/2 | 1,377 | 160 | 0.8 |
| 24 Westfalls Lane, Palm Coast, FL 32164Listed by LANTERN REALTY, LLC. | Sep 2026 | $299,500 | $199 | 3/2 | 1,504 | 71 | 0.9 |
| 29 Wood Ash Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Nov 2025 | $265,000 | $191 | 3/2.5 | 1,384 | 66 | 1.2 |
| 25 Rymshaw Drive, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $210,000 | $137 | 3/2 | 1,531 | 2 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines