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Active

Active·109 days on market

244 5th Way

Interlachen, FL 32148

$219,900$97/sqftEst. $1,174/moMLS# 2149318
4
Beds
2
Baths
2,278
Sq Ft
1960
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.46 acresSingle Family Residence1 story

About this home

Interlachen

This home and property are very unique. The home is 3BR 1BA . Also, included is a 1BR 1BA apartment. Perfect if you have an elderly parent to keep close or a college student coming home for the summer. ENDLESS POSSIBILTIES!! Completely Fenced. Metal roof, RV hookup, AC Unit is about 3 years old, septic was pumped and inspected about three and half years ago. Irrigation system. Home is being cleaned and some things repaired.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,174
Estimated total, before insurance$1,174/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,425/yr · $285/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$219,900
$43,980
Loan Term
Monthly Payment
$1,174
Principal & Interest: $1,174
Insurance (est.): $147
Estimated Total Monthly
$1,321
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:18 AM, sunset 7:20 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,425/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 8, 2026Listed$219,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,900
Price / Sq Ft$97
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,278
Acres0.46 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address244 5th Way, Interlachen, FL 32148
Area574-Interlachen-NW
SubdivisionLakeview Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size20,037.6 sq ft
Parcel Number181024511200300340
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesElectric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared, Few Trees, Sprinklers In Front
Patio / PorchDeck, Rear Porch
FencingChain Link, Full
RoofMetal
ConstructionWood Siding
Other StructuresGuest House
Road SurfaceDirt, Gravel
Road FrontageCounty Road

Additional Information

Date ListedJune 8, 2026
Days on Market31
Tax Amount$3,425.2
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTERLACHEN REALTY SERVICES, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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