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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·120 days on market

6405 Barrington Cove Lane

Jacksonville, FL 32218

$329,999$193/sqftEst. $1,762/moMLS# 2148407
4
Beds
2
Baths
1,707
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $43/mo5,663 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Rare Opportunity! The seller's VA loan may be assumable for qualified buyers, subject to lender and VA approval. Welcome to this beautifully maintained 4-bedroom, 2-bathroom home where comfort, convenience, and energy efficiency come together. Featuring solar panels, this home offers the potential for reduced utility costs while providing an added layer of preparedness during Florida's storm season. The open-concept floor plan is perfect for both everyday living and entertaining. Tucked away in a quiet neighborhood, you'll enjoy a peaceful setting while remaining just 10-15 minutes from Jacksonville International Airport, approximately 10 minutes from EverBank Stadium, between two major hospital systems, minutes from River City Marketplace, and with convenient access to I-95 and I-295. If you're looking for a move-in-ready home with thoughtful features and an exceptional location, this one is a must-see. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,762
Property taxesest. at asking price, Duval County$539
HOAbilled quarterly$43
Estimated total, before insurance$2,344/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,137/yr · $345/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,999
$66,000
Loan Term
Monthly Payment
$1,762
Principal & Interest: $1,762
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,521
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $297,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$253,039$202,317—
2024$253,482$203,482—
2023$263,289$213,289—
2022$47,500$47,500—

2025 property taxes (current owner): $4,137/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 3, 2026Listed$329,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,999
Price / Sq Ft$193
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,707
Acres0.13 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address6405 Barrington Cove Lane, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBarrington Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size5,662.8 sq ft
Parcel Number0045186195
ZoningSingle Family

Amenities

UtilitiesSewer Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Electric Oven
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedJune 3, 2026
Days on Market126
HOA Fees$130 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,136.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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