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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·84 days on market

2525 Haywood Estates Lane

Jacksonville, FL 32233

$255,000$206/sqftEst. $1,310/moMLS# 2148349
3
Beds
2
Baths
1,237
Sq Ft
2009
Built
Garage
No
Pool

About this home

Jacksonville

CLOSE TO MAYPORT NAVAL STATION! 3 Bedroom, 2 Bath Townhome - Great Location & Value! Don't miss this beautifully maintained 3-bedroom, 2-bath townhome featuring fresh interior paint and no carpet throughout, making it both stylish and easy to maintain. Enjoy a private fenced backyard, perfect for relaxing, entertaining, pets, or outdoor activities. Conveniently located just minutes from Hanna Park, the Atlantic Ocean, and Jacksonville's beautiful beaches, this home offers easy access to outdoor recreation, shopping, dining, and major roadways. Whether you're looking for a primary residence, vacation home, or investment property, this townhome offers exceptional value in a highly desirable area. A great property for the price--schedule your showing today! pictures with furniture and backyard are virtually designed to see the wonderful possibilities for this property.

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,310
Principal & Interest: $1,310
Property taxes (est.): $416
Insurance (est.): $170
Estimated Total Monthly
$1,896
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,310
Property taxesest. at asking price, Duval County$416
HOAbilled annually$25
Estimated total, before insurance$1,751/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,923/yr · $327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$201,180$201,180
2024$201,797$197,344
2023$198,953$179,404
2022$163,095$163,095
2021$149,664$149,664
2020$146,023$146,023

2025 property taxes (current owner): $3,923/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 25, 2026Price change$255,000$3,000
  • Aug 4, 2026Price change$258,000$2,000
  • Jul 9, 2026Price change$260,000$10,000
  • Jun 2, 2026Listed$270,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$255,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,237
Acres0.12 acres
Year Built2009
TypeResidential
Sub-TypeTownhouse
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2525 Haywood Estates Lane, Jacksonville, FL 32233
Area241-North Beach
SubdivisionHaywood Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size5,227.2 sq ft
Parcel Number1688466090

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard

Additional Information

Date ListedJune 2, 2026
Days on Market84
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$3,922.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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