Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active

Active·70 days on market

950 Millard Court W

Jacksonville, FL 32225

$269,000$218/sqftEst. $1,387/moMLS# 2147911

Beds

Baths

1,234

Sq Ft

1962

Built

Garage

Pool

About this home

Jacksonville

Introducing this Quaint 3 bedroom/2 bath house located in the vibrant city of Jacksonville. This charming home offers a fresh and bright atmosphere throughout, perfect for those seeking a cozy living space. The updated kitchen add a modern touch. With three bedrooms and two bathrooms, there is plenty of space for relaxation and comfort. The bonus room provides additional flexibility for a home office, playroom, or entertainment area. New water heater and electrical panel in 2022. New stove, 2023. Close to Interstates, Schools, Shopping and More! Don't miss out on the opportunity to make this lovely house your new home. SELLER IS OFFERING to contribute up to 6% of the purchase price toward the buyer's closing costs, prepaids, and/or interest rate buydown with an acceptable offer.

Cost to own

Mortgage calculator

Home Price

$269,000

Down Payment: 20%

$53,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,387

Principal & Interest: $1,387

Property taxes (est.): $439

Insurance (est.): $179

Estimated Total Monthly

$2,006

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,387

Property taxesest. at asking price, Duval County$439

Estimated total, before insurance$1,826/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$200,506	$182,120	—
2024	$183,390	$165,564	—
2023	$173,738	$150,513	—
2022	$162,498	$136,830	▲ $17,419
2021	$124,391	$124,391	—
2020	$103,330	$103,330	▲ $3,470

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,571 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History