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Active·72 days on market

2329 Glade Lane

Green Cove Springs, FL 32043

$489,000$229/sqftEst. $2,522/moMLS# 2147542
3
Beds
3
Baths
2,140
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Green Cove Springs

Built in 2023 and meticulously maintained, this beautifully designed 3-bedroom, 3 full bath home offers over 2,140 square feet of thoughtfully planned living space in one of Green Cove Springs' fastest-growing areas. Featuring an open-concept layout with warm wood-look flooring throughout the main living areas, this home blends modern style with everyday functionality. The spacious kitchen showcases white shaker cabinetry, stainless steel appliances, quartz countertops, a large center island with seating, and abundant storage. The private owner's suite features a custom accent wall, oversized walk-in closet, dual vanities, and a large glass-enclosed walk-in shower. Additional highlights include upgraded lighting and ceiling fans, neutral designer finishes, spacious secondary bedrooms, and a dedicated office/flex space ideal for working from home. Conveniently located near SR 23, US-17, shopping, dining, and highly rated Clay County schools.

Cost to own

Mortgage calculator

$489,000
$97,800
Loan Term
Monthly Payment
$2,522
Principal & Interest: $2,522
Property taxes (est.): $749
Insurance (est.): $326
Estimated Total Monthly
$3,597
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,522
Property taxesest. at asking price, Clay County$749
HOAbilled quarterly$60
Estimated total, before insurance$3,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,310/yr · $359/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $414,600 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$350,755$226,867
2024$343,183$219,766
2023$30,000$30,000
2022$14,000$14,000

2025 property taxes (current owner): $4,310/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,556 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 14, 2026Price change$489,000$10,900
  • May 28, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,000
Price / Sq Ft$229
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,140
Acres0.15 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2329 Glade Lane, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionBradley Creek Crossing
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,534 sq ft
Lot Dimensions6534 SF
Parcel Number10052500920300818

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewWater
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle

Additional Information

Date ListedMay 28, 2026
Days on Market47
HOA Fees$180 / Quarterly
HOA FrequencyQuarterly
HOA NameBradley Creek Crossing
Tax Amount$4,309.63
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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