This home is in Biera Mar, St. Augustine.

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Active

Active·50 days on market·Biera Mar

5069 Alta Vista Avenue

St. Augustine, FL 32080

$999,900$566/sqftEst. $5,322/moMLS# 2147311

Beds

Baths

1,768

Sq Ft

1983

Built

—

Garage

Pool

About this home

Biera Mar

Beachside in Biera Mar! Just minutes from the beach in a quiet residential neighborhood, this versatile coastal retreat offers the perfect blend of privacy, comfort, and convenience. Designed with flexible living spaces ideal for families, couples, multigenerational living, or vacation rental potential, the property features multiple private sleeping areas, spacious outdoor living, and easy access to all that St. Augustine has to offer. The main living area is located on the second floor and features a bright open-concept design filled with natural light. The spacious living room flows seamlessly into the fully equipped kitchen and dining area, creating an inviting gathering space for entertaining or relaxing after a day at the beach. Two sets of French doors open to a large wraparound deck, allowing for refreshing ocean breezes and effortless indoor-outdoor living.

Cost to own

Mortgage calculator

Home Price

$999,900

Down Payment: 20%

$199,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,082

Principal & Interest: $5,082

Est. Taxes & Insurance: $1,271

Estimated Total Monthly

$6,353

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,322

Property taxesest. at asking price, St. Johns County$1,331

Estimated total, before insurance$6,652/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$624,595	$624,595	—
2024	$596,770	$596,770	—
2023	$559,777	$559,777	—
2022	$529,152	$529,152	—
2021	$385,447	$385,447	—
2020	$283,696	$283,696	—

2025 property taxes (current owner): $8,782/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History