Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 19
Sold

Sold·Closed Aug 19, 2026·55 days on market

232 Brickyard Road

Middleburg, FL 32068

$365,000sold priceListed at $369,990 · 98.7% of asking$199/sqftMLS# 2147121
4
Beds
2
Baths
1,835
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA16,553 sqft lotSingle Family Residence1 storyNew construction

About this home

Middleburg

**Call and ask about our Builder's Incentives! Welcome to the Falcon Model presented by Flight Homes. This BRAND NEW CONSTRUCTION home is ready for its first owners! With no HOA or CDD fees and plenty of space for all your toys; bring your boat, RV, and ATVs! This spacious 4 bedroom, 2 bath home is situated on just under a half acre right next to Doctors Lake leading to the St. Johns River. The chef's kitchen is complete with: quartz countertops, spacious island, and stainless steel appliance package. The owner suite is a show stopper, featuring a gorgeous en suite bathroom with an oversized walk in tile shower, jack and jill style vanity, and a walk in closet. The property features 3 additional large bedrooms, a flex room that's perfect for an office or playroom, an in unit laundry room, and 2 car garage for parking and extra storage. Conveniently located this stunning property offers both privacy and accessibility. Don't miss out on making it your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Clay County$559
Estimated total, before insurance$2,581/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,336/yr · $111/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $559
Insurance (est.): $243
Estimated Total Monthly
$2,824
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,224 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$77,114$54,996—
2024$75,481$49,997—
2023$58,103$45,452—
2022$41,320$41,320—
2021$39,076$39,076—
2020$37,641$9,678—

2025 property taxes (current owner): $1,336/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$369,990
  • Jul 23, 2026Pending$369,990
  • Jul 19, 2026Active Under Contract$369,990
  • Jul 17, 2026Price change$369,990−$5,000
  • Jul 16, 2026Price change$374,990−$15,000
  • May 26, 2026Listed$389,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1695 Sandy Hollow Loop, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATEAug 2026$325,000$1863/21,74850.5
2025 Frogmore Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$1754/21,770390.7
1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSSep 2026$137,600$1023/21,3481710.9
579 Tara Farms Drive, Middleburg, FL 32068Listed by LINDA STRICKLAND REALTYSep 2026$335,000$2103/21,5961161
3013 Wavering Lane, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$280,000$1784/21,572591
1435 Pawnee Street, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$315,000$1943/21,62461.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,990
Price / Sq Ft$202
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,835
Acres0.38 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address232 Brickyard Road, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size16,552.8 sq ft
Parcel Number35042500823800100

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMay 26, 2026
Days on Market55
Tax Amount$1,335.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines