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Active

Active·50 days on market

232 Brickyard Road

Middleburg, FL 32068

$389,990$213/sqftEst. $2,076/moMLS# 2147121

Beds

Baths

1,835

Sq Ft

2026

Built

Garage

Pool

About this home

Middleburg

**Call and ask about our Builder's Incentives! Welcome to the Falcon Model presented by Flight Homes. This BRAND NEW CONSTRUCTION home is ready for its first owners! With no HOA or CDD fees and plenty of space for all your toys; bring your boat, RV, and ATVs! This spacious 4 bedroom, 2 bath home is situated on just under a half acre right next to Doctors Lake leading to the St. Johns River. The chef's kitchen is complete with: quartz countertops, spacious island, and stainless steel appliance package. The owner suite is a show stopper, featuring a gorgeous en suite bathroom with an oversized walk in tile shower, jack and jill style vanity, and a walk in closet. The property features 3 additional large bedrooms, a flex room that's perfect for an office or playroom, an in unit laundry room, and 2 car garage for parking and extra storage. Conveniently located this stunning property offers both privacy and accessibility. Don't miss out on making it your own!

Cost to own

Mortgage calculator

Home Price

$389,990

Down Payment: 20%

$77,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,970

Principal & Interest: $1,970

Est. Taxes & Insurance: $492

Estimated Total Monthly

$2,462

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,076

Property taxesest. at asking price, Clay County$598

Estimated total, before insurance$2,673/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$77,114	$54,996	—
2024	$75,481	$49,997	—
2023	$58,103	$45,452	—
2022	$41,320	$41,320	—
2021	$39,076	$39,076	—
2020	$37,641	$9,678	—

2025 property taxes (current owner): $1,336/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,224 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 26, 2026Listed$389,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,990

Price / Sq Ft$213

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,835

Acres0.38 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address232 Brickyard Road, Middleburg, FL 32068

Area146-Middleburg-NE

SubdivisionMiddleburg

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size16,552.8 sq ft

Parcel Number35042500823800100

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)