Sold·Closed Sep 16, 2026·116 days on market
579 Tara Farms Drive
Middleburg, FL 32068
About this home
Middleburg
Brick home located in a very sought after area! 1596 Sq Foot 3 BR 2 BA Home on a 1.14 Acre Lot. There is a 518 Sq Foot Recreation Room on back of home - INSTALL a Split System to heat & cool = instant home value! Parquet flooring is damaged in the Primary & 2nd Bedrooms. Enter the home via 70's tiled foyer. Formal living room with opening to family room. Formal dining room! Large kitchen with white cabinets & large pantry closet all overlooking a breakfast room. Bedrooms are all very nicely sized with large closets. Primary bedroom is located at the back of the home and has private bathroom with walk in shower. Oversized two car garage! One owner home, this well built home will make a family a lifetime home! HVAC replaced Jan 4, 2022 by J&W Heating and Air. House is in need of updates, including flooring, painting inside and out, roof replacement, bathroom & kitchen updates, cleaning, and window update.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,547 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $307,000 | $91,410 | — |
| 2024 | $284,363 | $87,986 | — |
| 2023 | $279,396 | $83,822 | — |
| 2022 | $250,362 | $84,279 | — |
| 2021 | $190,934 | $80,354 | — |
| 2020 | $173,968 | $78,548 | — |
2025 property taxes (current owner): $1,914/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$347,000
- Aug 11, 2026Active Under Contract$347,000
- Apr 24, 2026Listed$347,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $217/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1823 Easy Street, Middleburg, FL 32068Listed by WATSON REALTY CORP | Aug 2026 | $325,000 | $206 | 3/2 | 1,576 | 28 | 0.5 |
| 3067 Wavering Lane, Middleburg, FL 32068Listed by WATSON REALTY CORP | Aug 2026 | $255,000 | $202 | 3/2 | 1,260 | 10 | 0.6 |
| 2025 Frogmore Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $310,000 | $175 | 4/2 | 1,770 | 39 | 0.7 |
| 3013 Wavering Lane, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $280,000 | $178 | 4/2 | 1,572 | 59 | 0.7 |
| 1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTS | Sep 2026 | $137,600 | $102 | 3/2 | 1,348 | 171 | 0.8 |
| 1533 Harvest Cove Drive, Middleburg, FL 32068Listed by PALM REALTY GROUP INC | Aug 2026 | $380,000 | $191 | 4/3 | 1,987 | 25 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LINDA STRICKLAND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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