This home is in WGV Heritage Landing, St. Augustine.

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Active

Active·51 days on market·WGV Heritage Landing

749 Mandarin Terrace

St. Augustine, FL 32092

$585,000$171/sqftEst. $3,114/moMLS# 2147091

Beds

Baths

3,428

Sq Ft

2011

Built

Garage

Pool

About this home

WGV Heritage Landing

Welcome to this beautifully updated 5 bedroom, 3.5 bath home with a spacious flex/bonus room located on a quiet cul-de-sac in the highly desirable Heritage Landing community. Featuring new 2026 flooring, a renovated kitchen with gorgeous quartz countertops, updated lighting throughout, and a stunning newly renovated primary bath with walk-in California Closets and custom storage. The open-concept layout offers generous living space plus a formal dining area large enough to accommodate a table for 12. The oversized flex room is perfect for a media room, pool table, playroom, or work-from-home office. Enjoy relaxing evenings on the screened lanai overlooking the partially fenced backyard. Heritage Landing offers resort-style amenities including two pools, waterslide, heated lap pool, fitness center, tennis, pickleball, volleyball, basketball, soccer fields, playgrounds, walking trails, clubhouse, picnic/grilling areas, food truck nights, summer camp programs, and optional RV/boat storage

Cost to own

Mortgage calculator

Home Price

$585,000

Down Payment: 20%

$117,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,973

Principal & Interest: $2,973

Est. Taxes & Insurance: $743

Estimated Total Monthly

$3,717

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,114

Property taxesest. at asking price, St. Johns County$778

HOAbilled annually$11

Estimated total, before insurance$3,903/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$463,663	$450,480	—
2024	$477,226	$409,527	—
2023	$481,282	$372,297	—
2022	$457,189	$338,452	—
2021	$307,684	$307,684	—
2020	$288,229	$288,229	—

2025 property taxes (current owner): $8,864/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 26, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000

Price / Sq Ft$171

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,428

Acres0.19 acres

Year Built2011

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address749 Mandarin Terrace, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,276.4 sq ft

Parcel Number2881084700

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, RV/Boat Storage

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener