Active Under Contract·125 days on market
2390 Pine Hollow Road
Green Cove Springs, FL 32043
About this home
Green Cove Springs
MULTIPLE OFFERS RECIEVED! STILL TIME TO PARTICIPATE! ASSUMABLE VA LOAN BAL: $349,000 @ 2.875% (VA eligibility required). Peaceful 5BR/2BA resort-style home on fully fenced 1-acre lot w/ solar-powered security gate. Kitchen features stainless steel appliances, 3 ovens, granite counters, and ample workspace. 11 living areas include a wonderful sunroom and owner's foyer with custom barn door opening to the oversized owner's suite. 4 additional bedrooms offer spacious closets and abundant light. The outdoor paradise centers on a 20x30 screened patio and massive outdoor kitchen including: installed power; water; cabinets; speakers; sound system; mini-fridge; bar TV convey with the sale ''as-is''. Wraparound deck surrounds a 36-ft volleyball pool, with 16x32 pergola and 30-amp hot tub hookup. Plus 14x40x14 RV awning, and 24x40 asphalt pad. Major updates: roof (2020), HVAC compressor/refrigerant (2023, $9K); new septic pump!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,700 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $475,457 | $420,224 | — |
| 2024 | $432,009 | $382,022 | — |
| 2023 | $407,252 | $347,293 | — |
| 2022 | $345,262 | $315,721 | — |
| 2021 | $267,920 | $267,920 | — |
| 2020 | $252,430 | $115,282 | — |
2025 property taxes (current owner): $7,114/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 22, 2026Active Under Contract$400,000
- Jul 11, 2026Price change$400,000−$50,000
- May 23, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PACIFICO PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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