1 / 70

Active

Active·46 days on market

6664 Woodland Drive

Keystone Heights, FL 32656

$350,000$234/sqftEst. $1,863/moMLS# 2146870

Beds

Baths

1,493

Sq Ft

1955

Built

—

Garage

Yes

Pool

About this home

Keystone Heights

Experience the best of lake living on Lake Brooklyn. If you love outdoor entertaining and an active lifestyle, this home is a must-see. The backyard is designed for making memories, featuring a covered entertainment area complete with a built-in grill and sink, an above-ground pool, tiki bar, putting green, and a peaceful fish/koi pond -- your own private retreat right at home. Inside, you'll find 3 bedrooms and 2 bathrooms with a warm and inviting layout that includes a cozy wood-burning fireplace and numerous updates throughout. An additional outbuilding in the backyard provides endless possibilities for a workshop, storage, hobby space, or guest suite. Whether you're entertaining friends, or enjoying quiet evenings at home, this property delivers the perfect blend of comfort, character, and outdoor living.

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,863

Principal & Interest: $1,863

Est. Taxes & Insurance: $466

Estimated Total Monthly

$2,329

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,863

Property taxesest. at asking price, Clay County$539

Estimated total, before insurance$2,402/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$256,893	$107,434	—

2025 property taxes (current owner): $2,158/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,068 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History